Not a bank's own token, and not a system for connecting banks' own tokens. Tokenized deposits are issued by a regulated issuer against deposits held at participating banks and distributed into digital financial markets. Deposit Coin maintains their common, authoritative ledger while holding neither the money nor the tokens.
One token position. Deposits across four participating banks.
Illustrative. Entity names are functional roles.
Tokenization, exchanges and blockchain payment infrastructure can move value globally, at any hour, and are increasingly interoperable with one another. The money on those networks is not: it is either conventional bank money that cannot operate natively on them, or a stablecoin, which is a claim on an issuer's reserves. And where bank deposits have been tokenized, they remain fragmented institution by institution.
Most tokenized-deposit models begin and end with one bank, inside a permissioned network. Other systems orchestrate settlement across those bank-specific networks. Deposit Coin is common infrastructure built for distribution into broader digital markets.
Each institution digitizes its own deposit product. The market stays fragmented, or depends on an orchestration layer above the networks.
Deposit Coin is building toward this architecture. It is a description of the design, not of existing network scale.
Share your institution and the role you envision (bank, distribution / liquidity partner or market participant), and we will follow up with a structured outline for discovery and integration.